Weekly money Check-Up

Money Check-Up brought to you compliments My Pretty Pennies.

1. The most I’ve spent this last week was $60 withdrawal for camping trip.

2. Today I am thankful for a steady pay cheque. I don't feel in control of my finances are the moment. I feel like I need to take just one pay and wipe off a few out standing debts, like my credit card debt and my stuff with my Christmas fund and my retirement fund.  But a steady pay lets me know that if all else fails I can still pay my basic bills.

3. Money can’t buy happiness. One free thing I did last week that made me happy I went salsa dancing. Had a great time and it was exactly what I needed.

4. I will consider this week a success if I get my duke of ed stuff done and sent off to my prof. 

5. The strangest thing I have ever eaten is heart is up there, it was rubbery. raw fish, I love sushi... I am not sure how to answer this question. Oh I know the answer! one live worm straight out of the dirt! Yup I think that answers it!

I haven't done one of these is such a long time! It feels nice to be back on track again. Working two jobs has taken a lot out of me. 

Weekly Spending Re-Cap July 4-10

I am back from my camping trip with the BF and his friends. Let me tell you my friends on Sat the crazy week that I had last week really caught up with me. I was so bushed I even had an afternoon nap. Which never happens unless I am sick.  I have a confession, I am dreading do my weekly spending update. Because I know I spend way to much money this week on all the wrong things!! *hang head in shame*

July 4 (Monday)
No Spend Day

July 5 (Tuesday)
No Spend Day

July 6 (Wednesday)
$12 Rona

July 7 (Thursday)
No Spend Day

July 8 (Friday)
$7.06 lunch
$8.46 Macdonald's dinner
$60.00 withdrawal from Christmas fund
$1.50 ATM fee
$1.50 Bank fee
$1.46 valu-mart for drink

July 9 (Saturday)
$11 on two second hand books

July (Sunday)
No Spend Day

Also I have another confession... I took $60 from my Christmas fund again. But I put $10 back so now I only owe it $50 again... sigh how upsetting is that!

I really hope I can get back on track!

Monthly Goals Update

I am sorry I haven't blogged in a while I have been really busy. I have been working 2 jobs, my full time job and my second job which is on contract gig. On top of that I was studying for my A&S pre- test which I wrote today. I am so very happy to report that I passed it with flying colours!!! Now its on to the provincial test. My manager today tried to get me to commit to a specific date for it and I told her no. So I have to talk to her about that tomorrow morning.

I am suppose to be going on a camping trip this weekend. As much as I want to go there is so much crap to do at home that it would be a great time to do it. Any ways we will see how it goes.

I don't have anything else to talk about, the last couple of days have flown by and I have done nothing interesting.

How your week has been going well!

Weekly Spending Re-Cap June 27-July 3

June 27 (Monday)
No Spend Day


June 28 (Tuesday)
$21.04 shoppers candy for boy and me for movie... my skin is suffering now

June 29 (Wednesday)
$40.00 taken out for Ribfest  (but $20 still in jar not spent)

June 30 (Thursday)
$11.95 bank fees

July 1 (Friday)
No Spend Day

July 2(Saturday)

$8.79 Wendy's lunch 

July 3 (Sunday)
$5.75 (paper and bingo ticket because I felt bad for spending $2.25 on my debt)

Wow this was likely the worst week I have had. But besides this weekend's buys it was worth it 100%.  Hopefully next week won't be so bad.

June Goals Assessed, July Goals set, Yearly Goals Reviewed

If you didn't pick it up in the title its: Goal review time!!


June Goals:

1)     Pass LLQP re qualifying exam with at least 60% Fail

2)     Get vol. section of Duke of ED filled out and signed Fail

3)     Get Rez Project section of duke of ED signed Fail

4)     Get LoC under $28,000.00 Pass

5)     Get car fund up to $4000.00 Pass

Well there isn't much to confess. Although I seam to have a much better time completing financial goals. I think this is because I budgeted for them. As for my Duke of Ed stuff I need to get my butt in to high gear because it needs to be submitted Sept 1 at the latest. As for my test we continue to work at it. 

July goals:

1)pass pre qualifier for A&S

2) get Rez project for Duke of Ed filled out 

          -write letter for prof to rejig 

          -mail book to prof to fill out

3)Get vol section for Duke of Ed signed

          -fill out vol section

          -hand to TM to fill out

4)buy car

         -find car

         -buy car

         -sort out insurance

4)Order credit score 

5) get ride of out standing credit card debt ($65)

So there you have it, my July goals!

As for my 2011Goals, I am on track with some but not will all of them.

My progress with my financial:

1) I am currently at $5,200.30, not as far along as I would like but not bad.

2) I have now got a second job. I haven't been paid yet, so its not crossed off until the cheque is in the mail, so to speak.

3) 6% of my income works out to be $2,142, I currently have have $1002.30 invested.

4)My Christmas fund goal of 800 is currently at $520.13 and I no longer owe this fund money

5)cell phone bill cutting is on hold until Sept when my current contract runs out and I look into switching prover and phones

6) on the list for this month #4

The personal goals are going a lot slower than I would like.

Personal:

1) reading books are on hold until this test stuff is out of the way

2) need to pick up the pace on my Duke of Ed's

3) this is the most interesting one of them all, In the process of cleaning out the garage I 'found' 5 more boxes of books... So I now have to go through them and make room for the books... that's still to be done

4) haven't started yet hopefully in Oct   

5) haven't done this yet

6) have made 1/2 ass attempt still more to do

7) On going project

June Line of Credit Update

May's LoC outstanding balance: $-29,089.81

June 2~ $407.55 (pay 1)
June 2~ $4.24 (snowflake)
June 2~ $1.68 (storage snowflake)
June 13~ $100 HST deposit
June 21~ $500.00 (pay 2)
June 30~$325.00 (pay 3 extra payment)

Total paid $1,338.47
Amount paid after interest added $1,338.47-105.24 =1233.23
Daily interest for the month of June:$ 3.508
Total monthly interest: $105.24

Current outstanding balance in LoC: $27,856.58

Snowflake jar: $5.00 into Christmas fund from last pay. $4.24+$1.68= $5.92+ $370.01= $375.93


Note: I can't remember the last time I added to my $15,000 extra fund, currently it stands at $3967.07. So 3967.07+1233.23= $5200.00 extra. Will have to update my bar now. 

Happy CANADA'S DAY!!!! 


You look good for being 144!