Life Has Its Up's and Down's

I am so sorry I have been MIA. Life has been an expensive mess, toped off with Sunday. I am hoping that once I have finished paying for what happened on Sunday things will start to settle back in an uneventful life. I had actually written a post on Saturday but forgot to post it before I left to go to a Christmas party.

Yesterday was a write off for me as I was in an car accident.  I am fine but the car not so much. I blow a tire and lost control of the car drove it over the median and than over curb onto a golf course between hole 8 and 9. I busted 3 tires and 2 rims. I destroyed one of the caps on the radiator and now have to get a new radiator. I need an alignment and what ever else needs to be straitened out. All and all $900 starting. Now the thing is really the car isn't worth the money but I don't have $5,000 to go out and get another one and I do have $1,000 to fix this one. So that's what I am going to do.

My BF hadn't had a chance to pay for our annual CAA membership and he didn't have the money. So I paid for it on my visa $189. Between that and hockey last week my visa is maxed out... well at least to high for me to be conferrable!

They say things happen in 3's; with all the craziness that was yesterday I paid my LoC twice and have left myself short for my insurance payment.  While I have money and can make up the shortfall with out dipping into my  EF I am totally frustrated with myself. In the long run it will all workout but in the short term I am completely tapped out. 

Weekly Spending Recap October 31- November 13 2011

 I didn't get a chance to do a spending recap last week so I am getting caught up.

October 31
NO Spend Day
November 1
$18.04~ Cat litter

$125~ Heart and Stroke Calendars

$25~ Heart and Stroke Calendars
November 2
No Spend Day
November 3
NO Spend Day
November 4
No Spend Day
November 5
No Spend Day
November 6
No Spend Day
November 7
$26.30~ Gas
$49.49~Gas
$24.95~ Gas
November 8
$15.72~ shoppers Drug mart
$3.37~ Shoppers Drug mart
November 9
$3.94~ Anti-freeze windshield washer
November 10
No Spend Day
November 11
No Spend Day
November 12
No Spend Day
November 13
 No Spend Day


*My Spending looks so much better in a by-weekly format then it does in a weekly format. However not  doing the weekly spending recap is pure laziness on my part so I'll stick to weekly. 

Blogging Anniversary

Yesterday was my blogging anniversary. But to be honest it was over showed by more important things yesterday. I am ok with that. November 11th is... well I have no words to explain how I feel about the day. There is so much we have to be thankful for and there are no words to express how thankful I am for what every person did to help in the war efforts.

Hopefully there will be many more to come, along with big changes (when I get around to it)

Monthly Goals

This past month and I think the month before I have been feeling very down with life. I am not sure exactly why though I feel as though I have been stuck in a rut. My money and debt repayment hasn't dropped, I’m not by nature an emotional spender but my enthusiasm for it has drastically declined. So has my desire to get things done. As a result of the funk I seam to be in my blogging has declined. Don't worry I'm not dropping of the planet or anything. I'm still reading and cheering you all on form the sidelines, my posting has been sluggish. Any ways I have decided not to set any goals this months so that when I recap and have got very few done I'm not as depressed.

October goals:

 
1) Mail Funeral CD (NOT DONE)
- find address
-mail CD


2) Catalogue books just put on shelf (NOT DONE)

3) Sort out more books to go to Thia's (DONE)


4) Do 6 pages in scrapbook (NOT DONE)


5) Sort out OSAP, LoC and budgets (DONE)


6) change backing accounts around and sign paper work ( DONE)


7) Get Hardy Boy's and Nancy Drew books to friend (DONE)


-call friend to set up get together

living in the Cool!

Its currently 65F in my house and I can't get the heat to turn on for some reason. So I have a blanket over my legs and a thick sweater. I just yanked the filter which needs to be replaced so hopefully without that blocking the air it will start to rise! Sarah says: rise air rise blow me over with HOT HOT AIR!!

There are lots of things I should be doing now but I am watching Independence Day a great movie! It just occurred to me that we own a 40' TV screen and I'm watching it on a 29' so next commercial I'm moving down stars. Large screen ~ I'm LOVIN' IT..... although I have a snug a bug cat on my lap!

In over news work has placed a back out period over any person booking vacation January and February. Which kills my hope of getting reading week off which means that Texas is out of the question, my road trip is shoot.  :(   I now have no idea what vacation I will book, I mean what's the point of going to a hot country in the middle of JULY! Arg! I am really upset but you know the part that gets me the most is I can't even book weekends off! WHY you ask? beets the heck out of me! But of course the Big Bank does its scheduling in India so no one is responsible or has the power to change anything! Arg... if only I wasn't in debt! Yup you heard it right debt keeps me tied to a job that tries hard to dictate my life, and the options out there are limited.

Ok enough of a rant on my end...

Life has its positive aspects. I need to focus on  the positive a little more.

Oh I promised Little Lamb I would spread the word about helping families! Carla's Half Dozen Daily is looking to raise money to buy farm animals. I actually have already done it! I bought my Grandma 3 agricultural packs for families to start farming from World Vision.  I have been debating about actually buying another one for my BF's parents. I am  big fan of this kind of charity its a tangible thing and it helps families for generations. As the old saying goes: give a man a fish feed him for a day, teach the man how to fish feed him for life!

So please help if you can help, if not pass the message on!

October OSAP Update

Since October has come and gone it's time to update my progress on my OSAP. I mentioned a while back that I was going to liquidate the mutual fund I had and put the money back into my OSAP. I did that this month so the numbers will reflect that.

September's  balance on OSAP:

October 3~ $1,023.57
October 6~ $158.09
October 6~ $38.17
October 21~ $555.00
October 24~ $14.75

Amount paid after interested added: $1,789.58-34.10= $1,755.48
Daily interest for the month of October: $1.10
Total  monthly interest: $ 34.10

Current outstanding balance on OSAP: $7,712.67

Current $15,000 extra fund stands at $8,290.10+1,755.48= 10,045.58


time to up date the side bars!

Murphy Must GO!!!

Today is my day off which means that its the day of running around. One of the tasks was cleaning the cat litters. For three cats (Max, Salem and Colours) we have 2 litters. One in my room and the other one is in mom's bathroom. So I got both litters emptied and when I went to fill them back up I realized I didn't have enough litter for both litters. Enter Murphy!! Let me tell you 3 cats and only 1 litter, THIS IS A TRUE EMERGENCY!!! As it was I was planing on changing up the cat litter. The stuff I previously had was to dusty; when the cat sneezes you know its dusty!!  As well the previous litter was cheep but not all that effective in odour control. Trust me something that is important when the litter is in my bedroom. Do you know were this is going... you guessed it... I went out and bought cat litter today.  You can scold me all you want but I'll have it paid off by pay day any ways. And I am not willing to go without 1 litter box just for the sake of 19$.

However I would like to ask Murphy to kindly step out!