I have noticed that I don't have very exciting titles for my posts. But to be honest I really can't come up with anything exciting. I will endeavour to change this. Any ways I deposited my Tax return today and walked the $850.20 over to TD to pay off my visa card. Or I thought I was paying it off in full. Turns out I was $14.95 short. So when I got home today I made a bill payment from Scotia to TD visa for $14.95. As such I can't say I am consumer debt free yet... sigh how depressing. In the mean time I am actually going to go through my old visa bills to find out when the last time my bill would have come in with a Zero balance. I don't think I have ever had one; it would be interesting to see.
I moved $450 into my car fund which brings it up to $3,361.80. I also moved $50.00 into my retirement fund, I have no idea what it's at. Last I moved $98.73 into my What if... fund, which brings it up to $108.73. I may have to dip into it to get my friend a bday gift and card. I'm not so happy about this but I can't not show up to her place empty handed. And this is what the fund is for in the end. Example: What if... [INSERT FRIENDS NAME] birth day comes up and I have no spare cash.
After I finish this post and updating my side bars, I have to sit down and start writing cheques out to my account and to the charity I sponsor a child from.
I have been mulling over stuff with my line of credit and I think it is going to be really tight this month. I really want to get it under $30,000.00 but I don't know if I can do it or not. Cross fingers!!! It will depend on what's left in my bills account after I pay all my bills this month. Last month I had it all predicted so when I was updating my net worth before the bill came in there was no surprises. This month is going to be different.
I moved $450 into my car fund which brings it up to $3,361.80. I also moved $50.00 into my retirement fund, I have no idea what it's at. Last I moved $98.73 into my What if... fund, which brings it up to $108.73. I may have to dip into it to get my friend a bday gift and card. I'm not so happy about this but I can't not show up to her place empty handed. And this is what the fund is for in the end. Example: What if... [INSERT FRIENDS NAME] birth day comes up and I have no spare cash.
After I finish this post and updating my side bars, I have to sit down and start writing cheques out to my account and to the charity I sponsor a child from.
I have been mulling over stuff with my line of credit and I think it is going to be really tight this month. I really want to get it under $30,000.00 but I don't know if I can do it or not. Cross fingers!!! It will depend on what's left in my bills account after I pay all my bills this month. Last month I had it all predicted so when I was updating my net worth before the bill came in there was no surprises. This month is going to be different.
Exciting titles AND personal finance don't really go well together so I just make mine up - they don't always relate to what's in the post but does help catch the eye:)
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