General Goals 1) to be debt free in 3.5 years 2) save lots of money

Saturday, September 17, 2011

The Ponderings of a working Girl and The Finances of Others

IF TODAY IS YOUR BIRTHDAY: This year, you smile more often because of an ability to see past the obvious and detach. You feel less like you have to be right or prove your point. Optimism surrounds growth and mental breakthroughs. You could travel, or perhaps go back to school. Some of you might choose to visualize in order to add to your potential at the workplace. If you are single, you’ll meet someone through your circle of friends. This person could be a foreigner or just very different. Proceed with care, as a different lifestyle comes with this person. If you are attached, the two of you need to work on the innate camaraderie that exists between you. Focus on a mutual life goal. TAURUS points to possibilities. ~Toronto Star~

VIRGO (Aug. 23-Sept. 22) You are far more precise than you realize. Follow your intuition — you are unusually grounded at this point. Remain sensitive to a child or new friend. Absorb new insights, try applying his or her view, and speak of your thoughts later. Tonight: Take off ASAP.

I am not a big birthday person, at least when it comes to my one. This past week I had my birthday. The above are my horoscope for the day as I am a Virgo and because it was my birthday. I never give much stock to this stuff and didn’t even bother to read it on the day of. But anyways that’s the ‘forecast’ for the coming year.

I mentioned to my mom that I though my BF was going to get me an iphone for my Bday. Mom got upset because she wanted to get me one but can’t afford it and I know she can’t, which is why I told her flat out that she wasn’t allowed to. She was also upset that I seamed ok with letting my BF buy me one. I explained to her that I was not ok with him doing it either. You see my mom has a habit of over stretching herself financially at the sake of her own wellbeing. Example on Christmases she told us would be lean because of a trip we were taking early in the New Year she still went out and bought my sister a laptop. That’s not a lean Christmas. It was a strange experience to tell my mom on my birthday that at 57, retirement was starting her in the face and she had to look after her financial house before she could line the pockets of others. She agreed with me but didn’t like hearing it.  My BF is very similar he will put his own fiscal house at risk to give someone else something (iphone). I would be very upset with him if buying me a phone meant he could not buy food or pay rent.  I think in many ways we balance each other out. I am hoping that this will be one of the ways we can balance each other out. You see sometimes buying a new TV isn’t a bad thing but buying a new one every year is. 

On the topic of tuition costs, Stats Can has just released date indicating that tuition costs are raising higher then cost of living and inflation. According to the article “Statistics Canada on Friday said the average annual tuition fee for undergraduate students is $5,366 for 2011-12, up 4.3 per cent from last year. That follows a four per cent rise in tuition in the 2010-11 school year. The federal agency pointed out the annual rate of inflation was running at 2.7 per cent in July.” It’s nice to know that what students have been screaming about and raising awareness too is now being backed up by Stats Can.

The only problem:  too little to late.

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  1. Happy Birthday Sarah! Even though you're not big on birthdays, I hope you have a great one anyway. :-)

  2. I know I missed it but Happy Belated Birthday Sarah. You don't have to be big on birthdays but it's good to know you have lived another year and you can look back, reflect and plan and move toward the future. That is enough to be happy about so Happy Belated Birthday.

    And I know the feeling of both your mom and bf. I don't think neither of them would totally screw up themselves just to get you something. They might just sacrifice a few pleasures just to get you something that will make you smile or they know you will be able to use. I would do the same for my gf and it would be totally worth it just to see her smile.