General Goals 1) to be debt free in 3.5 years 2) save lots of money
Showing posts with label transit. Show all posts
Showing posts with label transit. Show all posts

Friday, December 17, 2010

Pay Day and Bi-weekly Spending

I got paid today and I got my company bonus. In total my net pay was $1094.84 and bonus was 303.70. Don't ask about my gross pay the discrepancy is depressing. Any ways the following is a brake down of how it was allocated:

TD line of credit: $200.00
Savings: $150.00 (currently in holding account until I decide if it is going into car fund or not)
Vacation Fund: $75.00
Cat Fund: $50.00
Visa bill: $50.00
Cell phone: $93.85
Car Fund: 250.00
Transit: $24.00
Christmas fund: $100.00 (currently in holding until I decide if i have missed anyone off my list if not its going into Vacation fund)
Cat food: $50.00
Pay back mom: $20.00
Spending money for next 2 weeks: $31.99

Bonus money ($303.70):
Car fund: $300.00
Vacation fund: $3.70

I have updated the following fund trackers: Car Fund, Cat Fund, Vacation Fund

SO there it is, money in... money out



Tuesday, November 30, 2010

Choices

As you know I don't have a car. So to get to work I spent 2.5 hours on 2 different busses. As a result I spend quite a bit of time watching people. While riding the bus to work yesterday two different girls sat in front of me. The first one has a Puma bag and a Guess purse and the second one had a Coach purse and a small Coach purse she was using as a wallet. Both girls were around the same age as I am-early twenties.

What struck me was the contrast between myself and these girls. The idea of spending $100, $300 or $500 on bags blows my mind. The most I have ever spent on a bag was 15 euros when I was in Millano and even then my travelling companion had to convince me it wasn't a stupid waste of money. The idea of spending money on something to hold my money in has always been a difficult one for me especially when I will end up with nothing to put in the wallet. My current wallet is a mistery gift it was either given to my sister or I one Christmas. But no one knows for who or my whome so it just showed up on my desk on boxing day when we were clearning up the living room.

One of the things that I noticed about many of the Personal Finance blogs was that the people writing them confessed to being shoppaholics. This is something that I am definitely not!
I often wonder how people can be so in to cloths. It might just be me but I have never been part of the 'in style.' But the strange thing is that I have noticed I start trends. Nothing crazy or really 'new' but in my 'I can't be bothered about fashion' I end up becoming 'fashionable.'

What prompted this post besides the bag girls was two girls on the bus today. They were clearly friends and in there late teens or early 20's. But both were wearing the exact same things, not brands but style. Both had jeggins on with flat knee high boots. Both were in long purple tops (different shades), both had fitted leather jackets on and designer bags. Even more ironic both were heading off to the mall.

So I am curious is most of people's debt consumer as with the case of girls I observe on the bus?