General Goals 1) to be debt free in 3.5 years 2) save lots of money

Tuesday, January 3, 2012

December OSAP and LoC Update

Since December has come and gone it's time to update my progress on my OSAP. And because its the end of the year Its a good time to check on my LoC progress. The last payment made to my OSAP (Dec 30) will not shoe up on the OSAP system until early January however I am going to add it to this month since that's when I made the payment.  


November OSAP balance: $6,921.75 


December 5~ $165.59
December 9~ $28
December 16~ $550
December 22~$56
December 30~$495


Amount paid after interested added: $ 1294.59 -27.28= $1,267.31
Daily interest for the month of October: $0.88
Total  monthly interest: $ 27.28
% interest is calculated at: 5.5%


New OSAP balance: $5,654.44


Regular payment to LoC $250
Monthly Interest: $92.10
Interest rate:4.5%
Amount after interest taken off: 250-92.10= $157.90

New balance of LoC as of December 31: 24,037.30

Current $15,000 extra fund stands at: 
$11,240.53+1267.31+157.90= $12,665.74


3 comments:

  1. You are doing awesome. Still as dedicated as when you began. Don't give up.

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  2. Way to go Sarah! You're doing so well :-)

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  3. Look at you destroying that OSAP!!! Great work girl! You rock.

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