The idea of this blog is to track the process of reaching specific financial mile stones in set time periods.
I,ve finally managed to catch up. I think you are doing a great job with your budget and yet you want to throw it out and start again, why ?????
Maureen I didn't budget for my company stock and it was more then I expected and so I am having to make adjustments. Before March I rewrote the budget a bunch of times and I thought I had sorted every out. Now I discover that I haven't its really frustrating. On Thur I will post what I mean.
With the bank fees, are you able to switch to a fee-less account? They are only just being offered in NZ, also called electronic accounts because you aren't charged any fees providing you do all your banking electronically and avoid going into the bank to make manual withdrawals etc.
I had thought about it but I like the service of walking into a bank and I have unlimited transactions. Plus I get scene points every time I use my debt. I also have a bank the rest system which rounds up any amounts I spend to the next dollar the difference is automatically dumped in to my retirement fund. So for now I am happy with paying the money.