General Goals 1) to be debt free in 3.5 years 2) save lots of money

Monday, January 24, 2011

Thanks for listening...

Yesterday I had a slight freak out over money. I confess I lost my cool. But I am better now after I wrote my post I had a light bulb go off and so I might be able to fit it all in. My friend has agreed that dinning on the cheep is cool and we are crashing on a friend's floor. This means that although the budget will be super tight I might just be able to squeak by unscathed, God willing of course. I will let you know when the final numbers are all crunched when pay day roles around. I just want to say thank you for listening.  I talked to my mom about it and her advice was live a little and only pay your min. on your line a credit if necessary.  Advice that I found not nearly as helpful as I am sure she meant it to be.

Also I have been thinking about reopening my Ally account or signing up for a ING account. I don't like the accessibly of my 'retirement fund'/ my 10% fund. On weak moments its hard to think about retirement when I am only 24 years old.  Its just very easy to consider using the money for other things. But I have not completely looked in to ING. Nor do I want to make another rash decision about it.

Lesson learned: Emergency fund of any size is necessary and will in future be worked into budget.


  1. Good girl all you had to do was stand back a bit and see it for what it is, now go and have a great time

  2. The best thing I ever did for my future was open an ING account. Out of sight, out of mind. No fees. Good customer service. Interest rate is a little better, too.

    You probably know this, but if you sign up with a referral orange key # and deposit $100, ING will give you $25. Not a bad deal. :)

    My orange key # 14166184S1

    Best of luck to you.

  3. Thanks Dylan-dufresne... I hope your savings have grown to a wonderful amount!