General Goals 1) to be debt free in 3.5 years 2) save lots of money

Friday, July 29, 2011

I am so frustrated

I have credit card debt and its not even mine, but its on my credit card. Argg I want to scream!!

Mom didn't pay the storage unit last month and to prevent us from having another 75$ late charge I put both last month's and this month's on my card. And before then, last week she asked if I was working to put a Groupon on my credit card for her because her cards were maxed. So between the Groupon and the storage unit my credit card is at $500.00. Now here is is the kicker, I don't think she thinks she has to pay me back! And on top of all this I will have to pay interest! I am so angry about this, I don't know what to do about it.

I know she can't balance her own cheque book, let alown pay her debts on mine.


  1. Why would she not think she has to pay you back?! That sucks... guess this will be a case of live n' learn unfortunately. :(

  2. Maybe you can sell the stuff in the storage unit to pay off debt and eliminate that monthly bill. Also, as hard as this is, you need to tell your mom NO.

    I don't know your personal situation, but something is wrong with this scenario. I know as a mom, I would never put my burdens on my children - regardless. I would sell everything first and even live in a tent.

  3. I understand what you are going through and it is such a tricky/touchy situation that I don't know what I can offer as advice.

  4. Sorry to hear about that situation. It's definitely tricky dealing with parents and finances. Maybe you two could have a sit down chat and come up with a plan for her to pay your back. Even get it in writing about how much she will pay each month for how many months. It sounds weird because you guys are family, but my parents did this anytime they had to borrow money from my grandma and it just cools any worries and makes it more official.

    Best of luck! That's a tricky situation. And maybe tell her that she can't spring things on you if she needs help, that you have to be given notice and that you can decide to say no.

  5. Sarah this is terrible! You are working your butt off to pay of your debt. I think you should get anything you have in that storage unit out (hopefully you have nothing in there) and either sell it or find somewhere else to store it (even if you need to [ay for your own little storage area) and let your mom handle the consequences of not paying her bills. This is not your responsibility. And as for putting anything on your credit cards for her. I'd say cash up front or no go! And you need to tell her that you expect her to pay you back every cent. A groupon is not a necessity and she should never expect you to pay for it. I'm sorry you are having to deal with this. It's not right at all.

  6. thats difficult when she just expects you to pay for things. I'd be asking when she is going to pay you back and have a talk to her that you will no longer be loaning her money if she asks. it's hard but she needs to hear it so she stops asking, if she asks again tell her you've already explained that you are not able to loan money.