For the last little while I have been musing over what to do with my GST cheque. Should I put it into my Christmas fund to get it finished off or into my visa account or into my LoC. I have decided to put it into my drum roll…. My Christmas fund. Little Lamb has consistently told me that I should focus on one thing at a time, instead of splitting my money a little bit at a time over lots of little things. And I think she is right. Also I called TD to see how I was coming with my Loc this month and I was pleasantly surprised. Last my over time will be on this week’s pay, so I have decided to take the over time minus the rest I need to finish my Christmas fund and put that into my visa card. It should bring it down at least by $150.00. I hate that I have to use my over time money for consumer debt but you do what you must. The next thing is that starting next month I have to decide if I will focus on my vet bills fund or my car fund. But that’s a discussion for another day.
On a side not as of today I have been working for the Bank exactly 1 year. Gosh how time flies.